“1. Leveraging Fintechs For A Better Customer Experience
2. More Technology-Driven Consolidation
3. The Advent Of Digital Lending
4. The Rise Of Neobanking
5. Automated And Personalized Customer Experiences
6. Blockchain And Decentralized Solutions Replacing Most Banks
7. New Income From Open Banking And Data-As-A-Service
8. Mid-Market Banks Becoming An Endangered Species
9. The Democratization Of Consumer Finance
10. Better Regulation
11. More Targeted Services For Underbanked Households
12. Big Banks Extending Services To Small Businesses
13. The Reemergence Of ‘Relationship Banking’”