Which is the best free AI chatbot? I tested over a dozen to find out
“AI may be the tech industry’s latest buzzword, but there’s no denying that modern chatbots have become genuinely useful tools in our lives. Despite their usefulness, however, it’s admittedly hard to keep up with the latest advancements — you may know about OpenAI’s ChatGPT and Google’s Gemini, for instance, but there are other options out there that deserve your attention too. So after spending countless hours testing various chatbots over the past couple of years, here is my list of the best AI chatbots and when you should consider using each one.”
The revolution arrives: How gen AI is poised to transform banking
“An Accenture report projects that banks will benefit from the highest gen AI productivity gains of any US industry. McKinsey estimates that banking globally could realize value of between $200 billion and $340 billion from gen AI. And a survey by ACFE and SAS found that banking is ahead of other industries in both current AI use to combat fraud and anticipated adoption in the near future.”
The AI Act: what impact will Artificial Intelligence really have on B2B payments?
“Visit any social media newsfeed and countless posts will tell you that AI means “nothing will ever be the same again” or even that “you’re doing AI wrong”. The sheer volume of hyperbolic opinions being pushed out makes it almost impossible for businesses to decipher between the hype and reality. This is an issue the European Union’s ‘AI Act’ (the Act), which came into force on 1 August 2024, aims to address. The Act is the world’s first regulation on artificial intelligence, setting out how to govern the deployment and use of AI systems. The Act recognises the transformative potential AI can have for financial services, while also acknowledging its limitations and risks.”