Latin American banks daring to innovate with AI

“BNamericas: Where could artificial intelligence be used in the coming years?

Gimeno: The segment that leads innovation within the banking sector is payments, and their integration with APIs and the adoption of open banking. The value chain will be automated, and banks can interact in real time within digital commerce. The aggregation that open banking brings will generate new digital financial services, or rather, the same banking services as always but digitized and in real time, such as factoring, applying AI to be able to anticipate cash flows and offer financial services within the digital value chain.”

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