“Two decades ago, JPMorgan’s biggest competitors were Bank of America, Wells Fargo, Goldman Sachs and Morgan Stanley. Today, that list includes Stripe, PayPal, Dave, Chime, SoFi, Revolut and other fintechs, Dimon said. ‘They’re coming at you, some to pick a sliver of the business, some to take your whole business,’ the CEO said. ‘If you…
Agentic AI in Banking Will Follow Three Tracks. Fintechs Lead in All of Them
“Adaptive Experiences Create Segments of One Algorithmic personalization has become baseline expectation, with customers increasingly expecting products and services tailored to unique preferences. However, only 21% of banking customers report being fully satisfied with personalization they currently receive. Market leaders will pioneer next-generation adaptive customer experience interfaces where personalization emerges dynamically, with customer journeys shaped…
Purdue unveils comprehensive AI strategy; trustees approve ‘AI working competency’ graduation requirement
“Purdue University…unveiled a broad strategy of AI@Purdue across five functional areas: Learning with AI, Learning about AI, Research AI, Using AI and Partnering in AI. A key element of the comprehensive plan came as the Board of Trustees approved a first-of-its-kind plan in the country to introduce an “AI working competency” graduation requirement for all undergraduate students…
Apple picks Google’s Gemini to run AI-powered Siri coming this year
“The deal is another major indicator of growing trust in Google’s accelerating AI agenda and comeback against OpenAI. In 2025, the search giant logged its best year since 2009 and surpassed Apple in market capitalization last week for the first time since 2019.” Read more >>
Banking on AI: Risk, readiness, and the next frontier
“The Texas Responsible Artificial Intelligence Governance Act, which will become effective on January 1, 2026, applies across industries to AI systems used in business, commerce, healthcare, government, and consumer interactions. The Act broadly prohibits any discriminatory or manipulative practices and improper handling of personal information in the use of AI — exempting financial institutions only to…