“The report notes that the fastest growth in talent clusters are in those areas required to industrialize AI applications. “AI Model Risk, Product Management, and especially, AI Enablement roles are rapidly expanding as banks invest in the people needed to accelerate deployment, redesign workflows, manage increasingly complex risks, and ensure AI investments translate into measurable…
Muse, Instinct, Wajo, and OpenAI’s Dots: Four AI Assistants That Do the Work for You
“Three months ago, an AI assistant told you what to do next. Now, four of them do it for you. Instinct raised $1 billion at a $10 billion valuation this week, one year after its founding. Meta launched Muse on September 8, and it climbed to the top of the US App Store’s free chart….
When AI Agents Act for Customers, Banks Must Rethink Trust
“The emerging ecosystem will not be controlled by a single participant. AI agents, payment networks, banks, merchants, wallets, and technology platforms will each control different parts of the transaction. A trusted system depends on those participants being able to exchange the information necessary to manage risk while preserving room for competition and differentiation.” Read more…
Impact of AI Assistants on Margin
“Toms said AI has the potential to ‘structurally compress deposit margins’ in the longer term due to increased competition. ‘The industry would likely respond by widening lending spreads,’ he said, which would put up the cost of credit for borrowers. It is because of these concerns that banking stocks have underperformed since the launch of…
Introducing dots, always-on agents built to handle everything. (OpenAI)
“Dots are frontier intelligence that have your back. Powered by GPT‑6 Astra, they have their own cloud computer, learn from feedback over time, and can work towards your goals 24/7. Through our ecosystem of plugins, they can readily connect to over 4,000 apps, giving them the tools to help wherever you need them.” Watch Video…