“What Community Banks Need to Do (Now) Community banks can’t assume that “we’re not in crypto” equals “we’re not exposed.” They can be exposed through their customers’ behavior, vendors’ integrations, and their own rail economics. Every bank—big or small—needs a stablecoin strategy (now). That’s not a choice. The choice is to what extent do you…
Tag: Digital Transformation
Tech companies are blaming massive layoffs on AI. What’s really going on?
“The timing and framing of the layoffs attributed to AI layoffs warrants closer examination. Corporate restructuring, over-hiring during the post-pandemic boom as demand for online services soared, and pressure from investors to demonstrate improved profit margins are all forces operating at the same time as genuine advances in AI. While these are not mutually exclusive…
The 19th century banking problem that AI hasn’t solved yet
“Most of the current discourse on AI governance focuses on single-agent behavior: safety, alignment, hallucinations, bias. These are important. But they miss what is about to become the defining challenge of enterprise AI. For the first time in history, machines must do something they have never been asked to do before: exercise judgment.” Read more >>
Shopify is preparing for AI shopping agents to change everything, exec says
“‘We’re still going to be influenced by the people we see, the people we watch on social media, on television, but I think the chat application is actually a more authentic personal shopper because it’s generally not on commission,’ he said, ‘meaning it’s only going to show you the things it thinks you are most…
How Retail Banks Can Put AI Agents to Work
“According to a recent BCG study, AI agents have the potential to increase banks’ profitability by 30% and reduce costs by 30% to 40% by 2030. Early adopters of agentic AI will not just capture near-term efficiency gains; by moving first, they can increase productivity, improve economics, reduce cycle times, and deliver superior customer experiences—advantages that will become…